Occupied residential property

Need flexible, affordable, landlord insurance? Let Fortify Insurance compare our markets to find you great quality cover. Our 4.9/5 Google-rated team are specialists in all forms of landlord cover, and we’ll find you the right cover at the right price. 

Affordable, High-Quality Rental Property Protection

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Residential landlord insurance protects people from the risks associated with their rented property.  As well as things like buildings and contents insurance, it can also include landlord-specific covers such as property owners’ liability, loss of rent, tenant default, and alternative accommodation cover.

Residential landlord insurance can protect a wide range of property types.  Whether you have a single-buy-to let house, a flat, holiday home, or a portfolio of rental properties, we can help you find great value residential landlord cover.  Thanks to our close relationships with a range of leading insurers – household names including Aviva, RSA, and Axa – we can do the shopping around for you and find you affordable, flexible high-quality protection for:

 

  • Residential dwelling
  • Buy-to-lets
  • Homes under multiple occupancy (HMOs)
  • Listed buildings
  • Flood risk properties
  • Properties in conservation areas
  • Second homes
  • Holiday homes
  • Blocks of flats
  • Thatched properties

In fact, when it comes to landlord cover, we can find competitive, high-quality policies for almost all types rented properties.  If you’d like some advice regarding a specific property, then please call Fortify on 01733 301520  and we’ll be only too happy to help.

At Fortify, we don’t believe that landlord insurance should be a one-size fits all policy, but something that we will build around your needs.  There are, however, some core elements that you should look to include in your policy, such as:
  • Buildings only
  • Buildings and contents
  • Loss of rent
  • Storm
  • Flood
  • Escape of water
  • Subsidence
  • Malicious damage

What’s Types Of Tenants Can Be Covered?

We can provide cover a wide range of tenant types, including:

  • Private rental clients
  • Asylum seekers
  • Business tenants
  • DSS and housing benefit claimants
  • Housing association tenants
  • Local authority tenants
  • Multi-tenure occupiers
  • Owner-occupiers
  • Students

If you have a specific requirement that isn’t listed above, then please contact us on 01733 777789  and we’ll be happy to try and a find a solution for you

Frequently Asked Questions

Residential landlord insurance can be a complex issue, so to help you get the cover you need here are the answers to some frequently asked questions:

While it’s not a legal requirement, renting a property out without landlord insurance could prove unwise.  Standard home insurance won’t give you the protection you need and if you have a mortgage on the property, your lender may well insist upon you having a policy in place.

That will depend on a number of factors including:

  • The reinstatement value of the property
  • The type of property
  • The type of tenant you have
  • Whether it’s buildings and contents, or just buildings
  • Its location
  • It’s level of security
  • Whether it’s at risk of flooding
  • Its overall condition

We are extremely flexible, so if you’d like to discuss your specific needs, then please call 01733 777789 or contact us today.

That will depend on your circumstances.  At Fortify we believe in building protection packages around our clients’ needs, so we’ll look at your business with you and find you the high-quality protection you need without paying for elements you don’t need.  If you’d like to discuss your requirements, then please call us on 01733 777789 or contact us today.

Yes you can, but you’ll need an unoccupied property insurance policy for that, something we’ll be happy to help you with.  If you’d like to know more about our empty property cover, then please call 01733 777789 or contact us today.

Get A Residential Landlord Insurance Quote

If you’d like an affordable landlord insurance quote, then call Fortify on 01733 301520. Our team will search our markets to find you the right policy at the right price to keep your empty building protected.