While we can tailor cover to you needs, a typical policy will include:

• Buildings and landlord contents insurance – against common risks like fire, storm, escape of water and accidental damage. The contents of communal areas such as hallways can be included to cover reception desks, furniture and furnishings, pictures and carpets
  
  
• Alternative accommodation cover – should fire, flood, storm or and other insured perils prevent your tenant(s) from living in/using the property, alternative accommodation insurance will cover the cost of housing them elsewhere

• Public liability insurance – if a visitor to your block is injured in communal areas or someone’s property is damaged by, say, a falling tile, then public liability insurance will cover any compensation claims
  
  
• Loss of rent – can cover you for lost rental income if the property becomes uninhabitable due to damage caused by an insured loss