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Need flexible, affordable, office insurance? Let Fortify Insurance compare our markets to find you great quality cover.  Our 4.9/5 Google-rated team can find you the right cover at the right price.

Affordable, High-Quality Protection For Your Office

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What Is Office Insurance?

Office insurance offers specialist protection for your business against accidents and other incidents at your workplace.  It can also include cover for the loss of, or damage to, equipment in the event of a fire, flood or theft at your premises as well as protecting your business against the cost of any legal claims made by your employees (employers’ liability) or the public (public liability).

Thanks to our close relationships with a range of leading insurers – household names including Aviva, RSA, and Axa – the Fortify team can offer you affordable, flexible quality cover that’s tailored to your needs.  If you’d to know or would like to get an office insurance quote, then please call us on 01733 301520.

What Can Office Insurance Cover?

Office insurance can be a surprisingly flexible form of business protection and can cover:
  • Buildings
  • Contents (fixtures and fittings)
  • Employees’ and visitors’ possessions
  • Public liability
  • Loss of business – through business interruption insurance should your office be forced to close for a period of time owing to a problem such as flood or fire
  • Products liability
  • Your reputation through professional indemnity insurance
  • Employers’ liability
  • Cyber insurance
  • Work away extension cover
  • Stock – should you store stock at your premises

Office Insurance

Frequently Asked Questions

Office insurance is a flexible form of cover that can protect organisations of all sizes from a range of common risks.  To help you get the protection you need, here are a selection of frequently asked questions about office policies:
No, but if you have any employees, then employees’ liability insurance is a legal requirement.

That will depend on factors such as the size of your business, the work you do, and whether you have staff. 
If you’d like to know more or would like to get an Office insurance quote that’s tailored to your needs, then please call us on 01733 777789.

If you have clients or other members of the public visiting your office, then you’d be wise to have this in place.

If you give advice to your clients as part of your business dealings, then yes, this would be another sensible element to add to your policy.  You can read more about professional indemnity insurance here.

If you have staff – be they full-time, part-time or temporary, then you are legally obliged to have employers’ liability insurance in place.  Failure to do so can result in a significant fine.  You can find out more about employers’ liability insurance here.

If you run your business from home, your home insurance may not be sufficient to cover equipment, such as computers, and any stock.  It won’t offer cover should a customer or colleague have an accident while in your home.  If you work from home it’s important to tell your home insurance provider, to check your level of cover and to make sure you don’t invalidate your policy.

Cyber-attacks have become a significant problem for businesses in the UK. CSO has reported that there are around 65,000 attacks on UK SMEs each day.  With potentially hefty fines for loss of data, damage to your business’s reputation, potential client action, and business interruption costs, having cyber cover as part of your office policy makes a lot of sense.

Get An Office Insurance Quote

If you’d like an affordable, flexible Office insurance quote, then call Fortify on 01733 301520 or click here to start your quote. Our team of specialists will search our markets to find you the right policy at the right price to keep your business protected.

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Find affordable specialist business and property insurance with Fortify Insurance’s free policy comparison service.

Fortify Ins Ltd t/a Fortify insurance is an Appointed Representative of Movo Partnership Ltd who are directly authorised and regulated by the Financial Conduct Authority with registration number 823503. Registered Office: First Floor, 30 High Street, Chislehurst BR7 5AS. Registered in England No: 11544238 

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