land liability

Need flexible, affordable, land insurance?  Let Fortify Insurance compare our markets to find you great quality cover. Our 4.9/5 Google-rated team can find you the right cover at the right price for your holdings.

Specialist, Affordable Landowners’ Protection

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Land insurance
is a specialist form of liability protection that will protect you should a member of the public be hurt while on your land.  This cover requires specialist knowledge, and thanks to our close relationships with a range of leading insurers – household names including Aviva, RSA, and Axa – we can offer you affordable, flexible, high-quality landowners’ insurance protection.

If you’d to know or would like to get a land insurance quote, then please call us on 01733 301520.

Most landowners should consider a land insurance policy.  Even if you don’t offer a public right of way across you holdings, the Countryside and Rights of Way Act 2000 gives the “freedom to roam” or “right to roam” on some privately-owned land.  This means that even if you haven’t given your permission for walkers to be on there, you could still be held liable if someone is injured.   A land insurance policy can also cover for you for third-party damage.  So, for example, if a tree branch on your land was to be severed in a storm and hit someone’s car or property, then you would be covered against any potential claims.

What Kind Of Land Can Be Covered?

At Fortify we can protect land that’s being used for a number of types of uses:

  • Farmland
  • Brownfield sites
  • Car parks
  • Development plots
  • Fallow agricultural land
  • Moorlands and heaths – with or without grazing livestock
  • Woodland
  • Parkland
  • Private and unadopted roads

What Can Land Insurance Protect You Against?

A typical policy can protect landowners from claims of: 
 
• Public liability 
• Public access
• Employers’ liability
• Legal expenses 
• Material damage – such as damage to streetlights, walls, fences and buildings

Land cover is all about giving landowners peace of mind.  Whether you allow access, have a bridleway on your property, a permissive path, or people simply use it under the right to roam laws, knowing that you are covered if someone is injured or if their property is damaged, land insurance is reassuring.

land insurance

Frequently Asked Questions

Landowners’ insurance can be complicated, so to help you get the protection you need, here are a selection of frequently asked questions about land cover:

No, but the level of protection it affords makes it one that is well worth considering.

That will depend on factors such as what the land is used for, the level of public access and use – a car park will have more than a ploughed field – where it is, and how much you have to insure.  If you’d like to know or would like to get a land insurance quote, then please call us on 01733 777789.

We can offer protection for most types of usage.  Whether it’s agricultural, commercial, a car park or a heath, we can find policies for most types of businesses and organisations.  We’re extremely flexible, so if you’d like to discuss your specific needs, then please call 01733 777789 or contact us today.

Yes, Your policy can be adapted to cater for multiple owners on a single policy to protect private roads.

If you’d like an affordable land insurance quote, then call Fortify on 01733 301520 or click here to start your quote. Our team of specialists will search our markets to find you the right policy at the right price to keep your business protected.