Speak to a broker

01733 301520

Compare “A” Rated insurers

Block Of Flats

Need flexible, affordable, block of flats insurance?  Let Fortify Insurance compare our markets to find you great quality cover.  

Working with 200+ leading insurers including:

300+

Insurers

20+ years

Insurance, Property and Construction Experience 

5/5

Customer rating on Google

Insurance Quote - Stage Form

Insurance Quote Request

Please complete the form below or call 01733 301521

Contact Details

Legal Information

Property Details

When coverage begins

Type of building

Property Details - Continued

Listed/heritage building?

When did you acquire it?

Property Details - Construction

Occupancy Status

Occupied Details

Property occupancy information

Occupant Types

Tell us about the occupant type

Unoccupied Details

Unoccupied Details - Continued

Select unlisted if trade not available

Coverage Required

Cost to rebuild

Value of furnishings/fixtures

Security & Property Features

Security, surrounding environment, and historical property information

Claims History

Include date, type, amount, outcome

Other Material Facts

Declaration

Please confirm before submitting

We'll contact you if we need anything else to finalise the quote.

What Is Block Of Flats Insurance?

Block of flats insurance offers freeholders, leaseholders, and management companies specialist over for their buildings. A policy can cover everything from public liability to alternative accommodation for your tenants should the building become uninhabitable due to a fire, flood or other disaster.

Thanks to our close relationships with a range of leading insurers – household names including Aviva, RSA, and Axa – the Fortify team can offer you affordable, flexible high-quality cover tailored to your needs.  If you’d to know or would like to get a block of flats insurance quote, then please call us on 01733 301520.

Who Can Get Block Of Flats Cover?

While we can tailor cover to you needs, a typical policy will include:

  • Buildings and landlord contents insurance – against common risks like fire, storm, escape of water and accidental damage. The contents of communal areas such as hallways can be included to cover reception desks, furniture and furnishings, pictures and carpets

  • Alternative accommodation cover – should fire, flood, storm or and other insured perils prevent your tenant(s) from living in/using the property, alternative accommodation insurance will cover the cost of housing them elsewhere

 

  • Public liability insurance – if a visitor to your block is injured in communal areas or someone’s property is damaged by, say, a falling tile, then public liability insurance will cover any compensation claims

  • Loss of rent – can cover you for lost rental income if the property becomes uninhabitable due to damage caused by an insured loss

How Much Does A Block Of Flats Policy Cost?

The cost of your policy will depend on factors such as:

  • Its location
  • Its size
  • What it’s made of
  • Its age
  • Rebuild costs
  • Your claims history

If you’d to know more or would like to get a block of flats insurance quote, then please call us on 01733 301520.

block of flats insurance

Frequently Asked Questions

Insuring such a large and expensive building obviously brings complications.  To help you get the right cover, here are some frequently asked questions regarding block of flats insurance:

No, but it may be a requirement of a mortgage to have the property insured. Policies like this cover your legal liabilities and there is legislation in place, which puts specific requirements on the flat owners.

The landlord usually does.

Yes, but we’d need to know the details of the work and its duration.

Most insurers recommend doing every 3-5 years
You can make a claim for loss of rent if your block of flats is uninhabitable because of loss or damage, or an accident covered by the policy.
Yes, landlord portfolio insurance combines the cover of all your properties on one policy.  Having all of your properties insured together means one renewal date, one insurer and your policy may often be cheaper too.

menu

property
business
construction
high-net insurance
construction
resources
contact us
01733 301520